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Special Event Insurance

Cover your event. Satisfy your venue. Buy online in minutes.

Hosting a party, corporate event, festival, or fundraiser? Get event liability coverage, add your venue as additional insured, and download your certificate — fast.

Get covered now →

For almost any event

Parties, corporate events, concerts, festivals, markets, reunions, fundraisers, and more.

Meets venue requirements

Add your venue as additional insured so you satisfy the rental agreement.

Buy online in minutes

Answer a few questions, purchase, and get your certificate of insurance instantly.

How a Certificate of Insurance Works

Renting a space or working a job site? Here’s how you go from “I need insurance” to the venue, landlord, or general contractor holding proof of your general liability coverage — often the same day.

Step 1

You Apply

A contractor, vendor, or anyone renting a space answers a few questions about the work or event.

Step 2

Coverage Is Bound

A general liability policy is issued in your business name — often within minutes.

Step 3

COI Is Generated

You provide the certificate holder's full name and address, and a certificate of insurance is created showing your coverage, limits, and dates.

Step 4

Certificate Holder Gets Proof

The COI is delivered to the venue, landlord, or general contractor — naming them as additional insured if required. You're cleared to book the space or start the job.

Start your event coverage

Tell us about your event and continue to buy coverage online.

First — which best describes you?

This tells us which policy you actually need.

Your contact info

Event details

Event location

Where the event will be held.

Your mailing address

The applicant's mailing address for the policy.

A few questions about the event

All required — these help confirm eligibility.

Has your past liability coverage been canceled in any way in the last three years? *
Is your current insurer non-renewing coverage? *
Have any liability claims been paid by your insurer during the last three years? *
Does the event involve organized athletic activities and/or competitions? *
Does the event involve any amusement devices — inflatables, carnival rides, blow-up slides, water activities, or a petting zoo? *
Does the event involve firearms, weapons, or pyrotechnic devices? *
Does your event take place at a bar, night club, or Airbnb / VRBO rental property? *
Are overnight accommodations or camping facilities part of the event? *
Are private security personnel present at the event? *
Is liquor being served at the event at no cost or profit to the applicant? *
Is the applicant selling alcohol for a profit at the event? *
Is the applicant a non-US resident or a non-US-based business? *

Popular events we cover

Prom & school dancesLuncheons, banquets & dinnersArt shows & exhibitionsBaby showersWeddingsTrade shows & exposConferences & conventionsProduct launchesSeminars & workshopsCompany holiday partiesHOA clubhouse rentals

Is this a TULIP policy?

Yes. Special event liability coverage is often sold as a TULIP — short for Tenants' and Users' Liability Insurance Policy. Venues, universities, municipalities, theaters, and convention centers run TULIP programs so anyone renting the space for an event can buy the liability coverage the rental contract asks for, name the venue as additional insured, and get a certificate — without the venue adding that event to its own policy.

A TULIP covers what any special event liability policy covers: bodily injury and property damage claims that come out of your event. Whether the rental packet calls it a TULIP, event insurance, one-day event coverage, tenant-user liability, or facility-use insurance, it's the same thing — the coverage a venue asks a renter to carry.

Learn more about TULIP insurance →

Special event insurance FAQ

What is special event insurance?

Special event insurance is short-term liability coverage for a specific event — a party, corporate function, festival, or fundraiser. It protects the host if a guest is injured or property is damaged during the event.

What is a TULIP policy?

A TULIP — Tenants' and Users' Liability Insurance Policy — is special event liability insurance for someone renting or using a facility for an event. It covers bodily injury and property damage claims from the event and names the venue as additional insured. Universities, municipalities, and convention centers commonly require a TULIP from the person using their space.

Is TULIP insurance the same as special event insurance?

For most events, yes. TULIP is a common name for the special event liability coverage a venue requires from whoever uses its space. The policy, the limits, and the certificate work the same way — TULIP is just the name a lot of venues and facilities use for it.

Does my venue require it?

Many venues require event hosts to carry liability insurance and name the venue as additional insured. A special event policy — or TULIP — satisfies that requirement.

How fast can I get covered?

In minutes. You can get a quote and buy a policy online right away, then download your certificate of insurance.

Getting married? See our wedding insurance page.