Company Holiday Party Insurance
Liability coverage for company holiday parties and office celebrations — satisfy the venue's insurance requirement and get your certificate in minutes.
Get covered online →
Restaurants, banquet halls, rooftops, and event spaces book up every December — and nearly all of them require the company hosting the party to carry event liability insurance and name the venue as additional insured before the celebration.
A special event policy covers the party: if an employee's guest is injured, decorations damage the space, or the bar service leads to a claim, the event policy responds — instead of the claim landing on the company or the venue. With alcohol at most holiday parties, host liquor liability is the piece venues care about most.
What the coverage typically includes
- General liability for guest injuries and property damage during the party
- The venue named as additional insured (usually required by the rental contract)
- Host liquor liability for parties where alcohol is served — often required when there's a bar
- Coverage for setup and cleanup time, not just the party hours
- A certificate of insurance you can send the venue right away
New to certificates? See what a certificate of insurance is and what additional insured means.
Frequently asked questions
Do we need insurance for our company holiday party?
If it's at a rented venue, almost always — the rental contract typically requires event liability insurance, commonly $1,000,000 per occurrence, with the venue named as additional insured.
Does our business insurance already cover the party?
Sometimes a company's general liability policy helps, but many venues require a certificate naming them as additional insured for the specific event date — and off-premises social events with alcohol aren't always covered the way venues require. A one-night event policy is the simple way to satisfy the contract; check with your insurance representative about your existing policy.
What about the open bar?
Host liquor liability covers the company as the party host when alcohol is served by a licensed caterer or bartender. If your own staff will serve alcohol, tell the insurer — different coverage can apply.
Ready to get covered?
Buy your event liability policy online in minutes, add your venue as additional insured, and download your certificate of insurance.
Buy event insurance online →