Insurance requirements, explained simply.
Straight answers for venues, contractors, and the people who work with them — no jargon, no sales pitch.
Why Venues Should Require Renters to Carry General Liability Insurance
If someone gets hurt at an event you host, the claim can land on your venue. Here's why requiring renters to carry general liability insurance — and name you as additional insured — protects your business.
Read the guide →What Is a Certificate of Insurance (COI)? A Plain-English Guide
A certificate of insurance is one page that proves coverage exists. Learn what it shows, what it doesn't, and how to read one before an event or a job.
Read the guide →What Does “Additional Insured” Mean — and Why Venues and Contractors Ask for It
Being named additional insured extends someone else's liability policy to protect you. Here's how it differs from a certificate holder and why it matters.
Read the guide →Do Subcontractors Need General Liability Insurance? What GCs Should Require
Uninsured subs are a hidden liability for general contractors. Learn what coverage to require, what limits are typical, and how to keep certificates current.
Read the guide →