Insurance requirements, explained simply.
Straight answers for venues, contractors, and the people who work with them — no jargon, no sales pitch.
Why Venues Should Require Renters to Carry General Liability Insurance
If someone gets hurt at an event you host, the claim can land on your venue. Here's why requiring renters to carry general liability insurance — and name you as additional insured — protects your business.
Read the guide →What Is a Certificate of Insurance (COI)? A Plain-English Guide
A certificate of insurance is one page that proves coverage exists. Learn what it shows, what it doesn't, and how to read one before an event or a job.
Read the guide →What Does “Additional Insured” Mean — and Why Venues and Contractors Ask for It
Being named additional insured extends someone else's liability policy to protect you. Here's how it differs from a certificate holder and why it matters.
Read the guide →Do Subcontractors Need General Liability Insurance? What GCs Should Require
Uninsured subs are a hidden liability for general contractors. Learn what coverage to require, what limits are typical, and how to keep certificates current.
Read the guide →Do I Need Insurance to Rent a Venue?
Most venues require renters to carry event liability insurance and name the venue as additional insured. Here's when you need it, what it covers, and how to get it fast.
Read the guide →Event Venue Insurance Requirements: A Renter's Checklist
What venues typically require before your event: liability limits, additional-insured status, a certificate of insurance, and liquor liability. A plain-English checklist.
Read the guide →Certificate Holder vs. Additional Insured: What's the Difference?
A certificate holder just gets proof a policy exists. An additional insured is actually covered by it. Here's the difference — and why to require both.
Read the guide →The Additional Insured Endorsement, Explained
An additional insured endorsement is what actually adds your venue or company to someone else's liability policy. Here's what it does and how it differs from a certificate.
Read the guide →How to Require Renters to Carry Insurance (A Venue Owner's Guide)
A practical guide for venue owners: how to require renters to carry liability insurance, name you as additional insured, and actually collect the certificate every time.
Read the guide →What Is a COI in Construction?
In construction, a COI (certificate of insurance) proves a subcontractor carries coverage. Here's what it shows, why GCs require it, and how to keep them current.
Read the guide →Renting Your HOA Community Center or Clubhouse? Here's the Insurance You Need
HOAs almost always require residents renting the clubhouse or community center to carry event liability insurance. What they ask for — and how to buy it online in minutes.
Read the guide →