TULIP Insurance
TULIP — Tenants' & Users' Liability — is special event liability coverage for renting a venue. Buy it online, name the venue as additional insured, and get your certificate.
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TULIP stands for Tenants' and Users' Liability Insurance Policy — special event liability coverage for someone renting or using a facility for an event. Venues, universities, municipalities, theaters, and convention centers run TULIP programs so anyone using the space can buy the liability coverage the rental contract requires, name the venue as additional insured, and get a certificate.
A TULIP covers the same ground as any special event liability policy: bodily injury and property damage claims tied to your event. Whether the rental packet calls it a TULIP, event insurance, one-day event coverage, tenant-user liability, or facility-use insurance, it's the coverage a venue asks a renter to carry.
What the coverage typically includes
- General liability for bodily injury and property damage during the event
- The venue (and any required parties) named as additional insured
- Short-term — buy it for a single day or your event's dates
- Optional host liquor liability where alcohol is served
- A certificate of insurance you can hand the venue right away
New to certificates? See what a certificate of insurance is and what additional insured means.
Frequently asked questions
What is a TULIP policy?
A TULIP — Tenants' and Users' Liability Insurance Policy — is special event liability insurance for someone renting or using a facility for an event. It covers bodily injury and property damage claims from the event and names the venue as additional insured. Universities, municipalities, and convention centers commonly require a TULIP from the person using their space.
Is TULIP insurance the same as special event insurance?
For most events, yes. TULIP is a common name for the special event liability coverage a venue requires from whoever uses its space. The policy, the limits, and the certificate work the same way — TULIP is just the name a lot of venues and facilities use for it.
How do I buy a TULIP policy?
You can buy special event liability coverage online in minutes, enter the venue as additional insured, and download the certificate of insurance to satisfy your rental agreement.
Ready to get covered?
Buy your event liability policy online in minutes, add your venue as additional insured, and download your certificate of insurance.
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