Craft Fair & Farmers Market Booth Insurance
Selling at a craft fair or farmers market? Organizers usually require booth liability insurance with the market named as additional insured. Here's what it covers and how to buy it online.
Why markets require booth insurance
A customer trips on your display, a shopper has a reaction to a sample, a gust takes your canopy into the next booth — any of these can turn into a claim against you and the market that hosted you. That's why craft fairs and farmers markets ask each booth for a certificate of insurance and to name the market as additional insured.
What it covers
- Bodily injury and property damage claims tied to your booth or products.
- Setup and breakdown time, not just the hours you're selling.
- The market named as additional insured, which is what the vendor rules require.
- A certificate you can hand the organizer before the event.
One market or many?
Selling at a single fair? Buy a short-term event policy for that date. Doing a full season of markets? A business general liability policy that covers every event is usually the better fit — you can request a quote for ongoing coverage instead.
Running the market? Give every vendor one link →
Frequently asked questions
Do I need insurance to sell at a craft fair or farmers market?
Most organizers require it. Craft fairs and farmers markets typically ask each booth to carry general liability insurance — often $1,000,000 per occurrence — and to name the market as additional insured before you can set up.
Is one policy enough for several markets?
If you sell at markets regularly, an annual general liability policy for your small business is often more economical than a policy per event. For a one-off booth, a short-term event policy covers just that date.
Can I get the certificate the same week as the market?
Yes. You can buy coverage online in minutes, name the market as additional insured, and download the certificate to hand to the organizer before the event.