Insurance Links for Mall Common Area Vendors
Kiosks, carts, and event vendors in your common area buy their own coverage through one link, naming ownership and management automatically.
Set up my link →How insurance works at shopping mall common areas
Common area income — carts, kiosks, seasonal photo sets, weekend events — is specialty leasing's business, and it runs on short license agreements signed quickly.
Those agreements require insurance naming ownership, the management company, and sometimes a lender. A cart operator running a single kiosk through the holidays rarely has a broker who can turn that around before the license is supposed to start.
A link lets specialty leasing close a deal without waiting on a certificate. The operator buys for the license term and the right entities are named on it from the start.
What you're actually exposed to
- A shopper is injured by a cart, a kiosk, a display, or a seasonal set in the common area.
- A vendor's equipment, signage, or power run creates a trip hazard in a high-traffic corridor.
- A product sold from a cart causes an injury later and the center is named in the claim.
- A short-term licensee has no coverage and ownership's policy is the only one responding.
There are two links — most places need both
A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.
Vendor link
For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.
Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.
Whole-space link
For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.
Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.
You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.
How it works for your grounds
Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.
You Sign Up
Complete a short one-time form to open your grounds' account — free, no obligation.
We Create Your Links
We build a custom link for whoever rents the whole space, and one for your vendors.
You Share Them
Put the links in your vendor packet, booth application, rental contract, or event page.
They Buy Coverage
Each vendor or space renter buys their own event liability policy in minutes.
Certificates Auto-Issue
A certificate naming your grounds as additional insured is emailed to them and to you.
Your vendors are eligible too
It isn't only the person who rents your center. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.
Booths, stands, concession trailers, and food trucks serving at your event.
Bands, DJs, dancers, magicians, face painters, and stage acts.
Booths selling goods, gifts, souvenirs, or packaged products.
Flea market, swap meet, and estate dealers selling from a booth.
Boutique, vintage, and apparel vendors working your market.
Handmade goods, art, jewelry, candles, and maker booths.
Rentals, staffing, inflatables, photo booths, and setup crews.
Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.
Each vendor is named on their own policy and your center is named as additional insured — so one vendor's claim stays with that vendor.
Ready to set up your link?
Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.
Free to set up · No contract · The renter or vendor pays for their own policy
Set up your link
Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.
Frequently asked questions
Can ownership, management, and a lender all be named?
Yes. The link is configured with the full list of additional insureds your license agreement requires, so each policy names them correctly.
Does this work for seasonal operators?
Yes. Coverage can be written for a holiday season or any defined license term rather than a full year.
Can we use the same link across several centers?
Each center needs its own link, because the named entities and addresses differ. A portfolio can run the same process at every property with its own link.
What does the link cost us?
Nothing. Set-up is free and the renter or vendor pays for their own policy.
Is everything eligible?
No. Coverage is subject to the carrier's eligibility rules, and some events and activities can't be written. Your link tells someone up front if they don't qualify, so nobody shows up thinking they're covered.