Insurance Links for Recreation Centers
Facility renters, leagues, and event vendors buy their own liability coverage through one link, with your rec center named as additional insured.
Set up my link →How insurance works at recreation centers
A rec center's rental calendar is mostly recurring: a league that takes the gym every Thursday, a club that rents the pool, a camp that takes the whole building for a week in July, plus one-off parties and tournaments.
Recurring renters are the ones most likely to have let coverage lapse quietly, because nobody re-checks a certificate on a group that's been renting for six years.
A link makes both patterns easy: an annual policy for the league that's here every week, a one-date policy for the party on Saturday, with the certificate naming your center either way.
What you're actually exposed to
- A participant is injured during a league game, a practice, or a tournament.
- A camp or program renter's participant is injured in your facility.
- A pool or gym rental produces a claim the center's own policy must absorb.
- A long-standing renter's coverage lapsed and nobody re-checked the certificate.
There are two links — most places need both
A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.
Whole-space link
For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.
Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.
Vendor link
For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.
Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.
You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.
How it works for your grounds
Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.
You Sign Up
Complete a short one-time form to open your grounds' account — free, no obligation.
We Create Your Links
We build a custom link for whoever rents the whole space, and one for your vendors.
You Share Them
Put the links in your vendor packet, booth application, rental contract, or event page.
They Buy Coverage
Each vendor or space renter buys their own event liability policy in minutes.
Certificates Auto-Issue
A certificate naming your grounds as additional insured is emailed to them and to you.
Your vendors are eligible too
It isn't only the person who rents your center. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.
Booths, stands, concession trailers, and food trucks serving at your event.
Bands, DJs, dancers, magicians, face painters, and stage acts.
Booths selling goods, gifts, souvenirs, or packaged products.
Flea market, swap meet, and estate dealers selling from a booth.
Boutique, vintage, and apparel vendors working your market.
Handmade goods, art, jewelry, candles, and maker booths.
Rentals, staffing, inflatables, photo booths, and setup crews.
Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.
Each vendor is named on their own policy and your center is named as additional insured — so one vendor's claim stays with that vendor.
Ready to set up your link?
Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.
Free to set up · No contract · The renter or vendor pays for their own policy
Set up your link
Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.
Frequently asked questions
Can a league buy one policy for a whole season?
Yes. An annual or season-long policy naming your center is usually the right fit for a recurring renter, and the link offers it alongside single-date coverage.
Do sports and athletic activities affect eligibility?
They can, depending on the sport and whether it's organized competition. The link asks up front so a renter knows before they pay.
Can we require a higher damage-to-premises limit?
Yes. $300,000 is included and you can require more on your link, with the added premium charged to the renter.
How does our center get named as additional insured?
Automatically. Your exact legal name and mailing address are built into your link, so each policy bought through it names our center as additional insured without anyone having to request an endorsement from an agent.
Is everything eligible?
No. Coverage is subject to the carrier's eligibility rules, and some events and activities can't be written. Your link tells someone up front if they don't qualify, so nobody shows up thinking they're covered.