Vendor Insurance Links for Historic Town Squares
Market and festival vendors on your square buy their own liability coverage through one link, naming your district and the municipality.
Set up my link →How insurance works at historic town squares
A historic square is usually programmed by a main street organization or a downtown district with a small staff and a big calendar — a farmers market, a holiday market, concerts, a fall festival, all on the same block.
The square is also, often, a fragile asset. Brick pavers, monuments, mature trees, and historic facades are not things you want a vendor staking into or backing a truck against.
A single link used across your whole calendar means vendors at every event fall under the same requirement, and your organization and the city are named on each policy bought through it.
What you're actually exposed to
- A visitor is injured by a vendor's booth or equipment on uneven historic paving.
- A vendor stakes, drills, or drives into brick, pavers, or landscaping that can't easily be replaced.
- A tent or canopy goes over and damages a monument, a facade, or a parked vehicle.
- The municipality requires naming and a volunteer-run event has no certificate file at all.
There are two links — most places need both
A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.
Vendor link
For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.
Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.
Whole-space link
For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.
Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.
You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.
How it works for your grounds
Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.
You Sign Up
Complete a short one-time form to open your grounds' account — free, no obligation.
We Create Your Links
We build a custom link for whoever rents the whole space, and one for your vendors.
You Share Them
Put the links in your vendor packet, booth application, rental contract, or event page.
They Buy Coverage
Each vendor or space renter buys their own event liability policy in minutes.
Certificates Auto-Issue
A certificate naming your grounds as additional insured is emailed to them and to you.
Your vendors are eligible too
It isn't only the person who rents your square. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.
Booths, stands, concession trailers, and food trucks serving at your event.
Bands, DJs, dancers, magicians, face painters, and stage acts.
Booths selling goods, gifts, souvenirs, or packaged products.
Flea market, swap meet, and estate dealers selling from a booth.
Boutique, vintage, and apparel vendors working your market.
Handmade goods, art, jewelry, candles, and maker booths.
Rentals, staffing, inflatables, photo booths, and setup crews.
Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.
Each vendor is named on their own policy and your square is named as additional insured — so one vendor's claim stays with that vendor.
Ready to set up your link?
Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.
Free to set up · No contract · The renter or vendor pays for their own policy
Set up your link
Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.
Frequently asked questions
Can one link cover our whole event calendar?
Yes. A vendor buys for the dates they're attending, so the same link works across a weekly market, a seasonal festival, and a one-off concert.
Does damage to historic property get covered?
A vendor's general liability policy addresses property damage they cause. The damage-to-premises-rented limit included is $300,000, and you can require a higher limit if your square warrants it.
How does our district and the city get named as additional insured?
Automatically. Your exact legal name and mailing address are built into your link, so each policy bought through it names our district and the city as additional insured without anyone having to request an endorsement from an agent.
What does the link cost us?
Nothing. Set-up is free and the renter or vendor pays for their own policy.
Is everything eligible?
No. Coverage is subject to the carrier's eligibility rules, and some events and activities can't be written. Your link tells someone up front if they don't qualify, so nobody shows up thinking they're covered.