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For community centers

Insurance Links for Community Centers

Room renters and event vendors at your community center buy their own liability coverage through one link, with your organization named.

Set up my link →

How insurance works at community centers

Community centers rent to everyone: a birthday party in the multipurpose room, a church service on Sunday morning, a martial arts class on Tuesdays, a vendor craft fair in December, a memorial on short notice.

Every one of those is a different risk, the rental fee is usually small, and the staff handling bookings are not insurance people. Asking each renter for a certificate — and then evaluating it — is work the rental fee doesn't pay for.

A link makes the requirement self-service. The renter buys for their date, the certificate arrives naming the center, and nobody on your staff has to read a policy.

What you're actually exposed to

  • A guest is injured at a renter's event in a hall, a gym, or a parking lot.
  • A recurring class or program operates without its own coverage.
  • An inflatable or activity at a children's party causes an injury.
  • A vendor at a craft fair or market held in your building has no coverage.

There are two links — most places need both

A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.

Whole-space link

For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.

Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.

Vendor link

For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.

Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.

You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.

How it works for your grounds

Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.

Step 1

You Sign Up

Complete a short one-time form to open your grounds' account — free, no obligation.

Step 2

We Create Your Links

We build a custom link for whoever rents the whole space, and one for your vendors.

Step 3

You Share Them

Put the links in your vendor packet, booth application, rental contract, or event page.

Step 4

They Buy Coverage

Each vendor or space renter buys their own event liability policy in minutes.

Step 5

Certificates Auto-Issue

A certificate naming your grounds as additional insured is emailed to them and to you.

Vendor eligibility

Your vendors are eligible too

It isn't only the person who rents your center. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.

Food vendors

Booths, stands, concession trailers, and food trucks serving at your event.

Entertainers & performers

Bands, DJs, dancers, magicians, face painters, and stage acts.

Product & merchandise sellers

Booths selling goods, gifts, souvenirs, or packaged products.

Antique & collectible dealers

Flea market, swap meet, and estate dealers selling from a booth.

Clothing & apparel sellers

Boutique, vintage, and apparel vendors working your market.

Crafters & makers

Handmade goods, art, jewelry, candles, and maker booths.

Service vendors

Rentals, staffing, inflatables, photo booths, and setup crews.

Other vendors

Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.

Each vendor is named on their own policy and your center is named as additional insured — so one vendor's claim stays with that vendor.

Ready to set up your link?

Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.

Free to set up · No contract · The renter or vendor pays for their own policy

Set up your link

Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.

The coverage bought through your link is a TULIP — a Tenants' and Users' Liability Insurance Policy. It's the standard way community centers have renters and vendors carry their own event liability coverage, name the property as additional insured, and hand over the certificate.

Which link(s) do you need?

A renter's policy covers their event — it doesn't cover the food vendor they hired or the band they booked. Set up either link, or both; there's no extra cost.

Venue

Contact

Events

What kinds of vendors work your events?

Tick everything that shows up at your events so we can confirm eligibility before your link goes out. Anything not listed goes in the box at the bottom.

We'll confirm whether each one is eligible before your link goes out.

Insurance limits you require of renters

These limits are automatically included
Personal & advertising injury
$1,000,000
Damage to premises rented to you
$300,000
Require a higher damage to premises rented limit?

$300,000 is included. You can require more — note that a higher limit carries an additional premium, which is charged to the renter, not to your venue.

Additional insureds & certificates

Add another additional insured?

Your venue is automatically named as additional insured. Turn this on if another party also needs to be named (for example a property owner, management company, or municipality).

Claims history

Who is completing this form?

Anything else?

By submitting this form you agree to our Terms of Service and Privacy Policy. InsuranceCOI is a referral service, not a licensed insurance agency. Coverage terms, eligibility, and pricing are determined by the carrier and vary by state.

Frequently asked questions

What about recurring renters like weekly classes?

A recurring renter is usually better served by an annual policy naming your center, which the link offers alongside single-date coverage.

Is a certificate worth requiring for a small rental?

The exposure doesn't scale with the rental fee. A link costs nothing to use, so applying it to every booking is simpler than deciding which ones are big enough.

Can we name a city or a parent organization too?

Yes. The link can carry more than one additional insured, so a city, a parks department, or a parent nonprofit is named alongside the center.

What does the link cost us?

Nothing. Set-up is free and the renter or vendor pays for their own policy.

Is everything eligible?

No. Coverage is subject to the carrier's eligibility rules, and some events and activities can't be written. Your link tells someone up front if they don't qualify, so nobody shows up thinking they're covered.

Not a community center? See all venue programs.