Insurance Links for Church Grounds & Halls
Outside groups using your church hall or grounds buy their own liability coverage through one link, with your church named as additional insured.
Set up my link →How insurance works at church grounds
Churches lend and rent space more than almost anyone: AA meetings, scout troops, voting, weddings for non-members, community dinners, fall festivals, day care and preschool programs, parking during town events.
Much of it is handled on trust, by volunteers, with no paperwork — which is generous, and also how a church's own policy ends up answering for someone else's event.
A link makes the ask simple enough to actually make. An outside group buys coverage for their dates, your church is named, and the certificate comes back without anyone on the volunteer side chasing it.
What you're actually exposed to
- A guest at an outside group's event is injured in the hall, the sanctuary, or the parking lot.
- A recurring outside program operates for years with no coverage on file.
- A festival or fundraiser on the grounds brings food and activity vendors with no coverage.
- A wedding for a non-member family produces a claim against the church.
There are two links — most places need both
A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.
Whole-space link
For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.
Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.
Vendor link
For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.
Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.
You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.
How it works for your grounds
Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.
You Sign Up
Complete a short one-time form to open your grounds' account — free, no obligation.
We Create Your Links
We build a custom link for whoever rents the whole space, and one for your vendors.
You Share Them
Put the links in your vendor packet, booth application, rental contract, or event page.
They Buy Coverage
Each vendor or space renter buys their own event liability policy in minutes.
Certificates Auto-Issue
A certificate naming your grounds as additional insured is emailed to them and to you.
Your vendors are eligible too
It isn't only the person who rents your church. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.
Booths, stands, concession trailers, and food trucks serving at your event.
Bands, DJs, dancers, magicians, face painters, and stage acts.
Booths selling goods, gifts, souvenirs, or packaged products.
Flea market, swap meet, and estate dealers selling from a booth.
Boutique, vintage, and apparel vendors working your market.
Handmade goods, art, jewelry, candles, and maker booths.
Rentals, staffing, inflatables, photo booths, and setup crews.
Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.
Each vendor is named on their own policy and your church is named as additional insured — so one vendor's claim stays with that vendor.
Ready to set up your link?
Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.
Free to set up · No contract · The renter or vendor pays for their own policy
Set up your link
Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.
Frequently asked questions
Should we require insurance from groups we let use the space for free?
Donated use is still use. If something happens at an outside group's meeting, the church can be named in the claim regardless of whether rent changed hands, so the requirement matters most for the groups you charge least.
Can a recurring group cover a whole year?
Yes. An annual policy naming your church is usually the right fit for a weekly meeting or an ongoing program.
Does this work for weddings for non-members?
Yes. A one-day event policy naming the church is the standard approach for an outside family using the sanctuary or hall.
What does the link cost us?
Nothing. Set-up is free and the renter or vendor pays for their own policy.
Is everything eligible?
No. Coverage is subject to the carrier's eligibility rules, and some events and activities can't be written. Your link tells someone up front if they don't qualify, so nobody shows up thinking they're covered.