Insurance Links for Block Party Permits
Block party permit holders and their vendors buy their own liability coverage through one link, with the city named as additional insured.
Set up my link →How insurance works at block parties
A block party permit is usually pulled by a resident on behalf of a neighborhood. Many cities attach an insurance condition to the street closure, and almost no resident knows how to satisfy it.
The result is that some cities enforce the condition and get complaints, and some quietly drop it and carry the exposure. Neither is a good outcome for a permit office.
A link makes the condition reasonable. The resident buys coverage for the afternoon, the city is named, and the permit office gets a clean certificate instead of a phone call.
What you're actually exposed to
- A neighbor or guest is injured in the closed street during the party.
- An inflatable, a bounce house, or a dunk tank at a neighborhood party causes an injury.
- A hired entertainer or food vendor operates with no coverage of their own.
- The street closure creates an exposure the city carries alone because no one was required to insure it.
There are two links — most places need both
A renter's policy covers their event. It does not cover the food vendor they hired or the band they booked. Those are separate businesses with separate exposure, so they need their own coverage — and you need to be named on that too.
Whole-space link
For the person or company renting your entire space for their own event. They buy a TULIP for the dates they have the place, and you're named as additional insured on it.
Weddings, receptions, reunions, birthday parties, clubhouse rentals, conferences, corporate offsites, fundraisers, memorials.
Vendor link
For each business working inside the event — they buy their own policy for their own booth or act, and your grounds are named on each of those policies.
Food vendors, entertainers, product and merchandise sellers, antique dealers, clothing sellers, crafters, service vendors.
You can set up one or both on the same form below — there's no extra cost either way, and the renters and vendors buy their own coverage.
How it works for your grounds
Require proof of insurance from your vendors and space renters without collecting it by hand. One set-up, then the certificates come to you instead of you chasing them.
You Sign Up
Complete a short one-time form to open your grounds' account — free, no obligation.
We Create Your Links
We build a custom link for whoever rents the whole space, and one for your vendors.
You Share Them
Put the links in your vendor packet, booth application, rental contract, or event page.
They Buy Coverage
Each vendor or space renter buys their own event liability policy in minutes.
Certificates Auto-Issue
A certificate naming your grounds as additional insured is emailed to them and to you.
Your vendors are eligible too
It isn't only the person who rents your city. The businesses that work your events can buy their own event liability coverage through your vendor link — for a single day, a weekend, or a whole season of dates.
Booths, stands, concession trailers, and food trucks serving at your event.
Bands, DJs, dancers, magicians, face painters, and stage acts.
Booths selling goods, gifts, souvenirs, or packaged products.
Flea market, swap meet, and estate dealers selling from a booth.
Boutique, vintage, and apparel vendors working your market.
Handmade goods, art, jewelry, candles, and maker booths.
Rentals, staffing, inflatables, photo booths, and setup crews.
Host something that isn't on this list? Tell us on the set-up form and we'll confirm whether it's eligible.
Each vendor is named on their own policy and your city is named as additional insured — so one vendor's claim stays with that vendor.
Ready to set up your link?
Set-up takes about two minutes and costs you nothing — the renter or vendor pays for their own policy. We provision your custom link from there.
Free to set up · No contract · The renter or vendor pays for their own policy
Set up your link
Complete this one-time form and our team will provision your custom link. You'll receive it by email once your account is set up.
Frequently asked questions
Is it reasonable to require a resident to buy insurance?
It is when it takes a few minutes and costs about what the neighborhood spends on food. The friction comes from asking a resident to find an insurance agent, not from the requirement.
What about bounce houses at the party?
Inflatables are asked about up front because they affect eligibility, so a permit holder learns before the date whether theirs can be written.
Can a hired entertainer or food truck use the same program?
They'd use the vendor link rather than the permit holder's policy, since they're independent businesses with their own exposure.
How does the city get named as additional insured?
Automatically. Your exact legal name and mailing address are built into your link, so each policy bought through it names the city as additional insured without anyone having to request an endorsement from an agent.
What does the link cost us?
Nothing. Set-up is free and the renter or vendor pays for their own policy.